<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><span style="color: rgb(34, 34, 34); font-family: arial, sans-serif; font-size: 12.8px; font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class="">MarketWatch. January 31 2018</span><div class=""><div style="orphans: 2; widows: 2;" class=""><font color="#222222" face="arial, sans-serif" class=""><span style="font-size: 12.800000190734863px; background-color: rgb(255, 255, 255);" class=""><br class=""></span></font></div><div style="color: rgb(34, 34, 34); font-family: arial, sans-serif; font-size: 12.8px; font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class=""><span style="font-size: large; color: rgb(53, 56, 61); letter-spacing: -0.03em;" class="">Trump’s first State of the Union highlights economy — but what’s the real state of the American wallet?</span></div><div style="font-family: arial, sans-serif; font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class=""><br class=""></div><div style="font-family: arial, sans-serif; font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class=""><a href="https://www.marketwatch.com/story/as-trump-delivers-first-state-of-the-union-whats-the-real-state-of-the-american-wallet-2018-01-30" target="_blank" data-saferedirecturl="https://www.google.com/url?hl=en&q=https://www.marketwatch.com/story/as-trump-delivers-first-state-of-the-union-whats-the-real-state-of-the-american-wallet-2018-01-30&source=gmail&ust=1517500640343000&usg=AFQjCNGgY2RDE5VVu-Ec637r3wqPFSvX0A" class="">https://www.marketwatch.com/<font color="#1155cc" class=""><span style="font-size: 12.8px;" class=""><wbr class="">story/as-trump-delivers-first-<wbr class="">state-of-the-union-whats-the-<wbr class="">real-state-of-the-american-<wbr class="">wallet-2018-01-30</span></font></a></div><div style="color: rgb(34, 34, 34); font-family: arial, sans-serif; font-size: 12.8px; font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class=""><div class=""><br class=""></div><div class="">Excerpt</div><div class=""><br class=""></div><div class=""><p style="box-sizing: inherit; margin: 0px 0px 15px; padding: 0px; border: 0px; outline: 0px; font-size: 16px; vertical-align: baseline; color: rgb(51, 51, 51); font-family: OpenSans, sans-serif; font-variant-ligatures: normal; background-position: 0px 0px;" class="">MarketWatch’s <a href="https://www.marketwatch.com/story/these-10-numbers-reveal-the-average-americans-financial-health-how-do-you-compare-2017-09-15" class="m_-3177836291110707770icon m_-3177836291110707770none" target="_blank" data-saferedirecturl="https://www.google.com/url?hl=en&q=https://www.marketwatch.com/story/these-10-numbers-reveal-the-average-americans-financial-health-how-do-you-compare-2017-09-15&source=gmail&ust=1517500640343000&usg=AFQjCNHCJKjj0C7LFcFR0m8YZ-_dkXleoA" style="color: rgb(100, 140, 148); box-sizing: inherit; padding: 0px; margin: 0px; vertical-align: baseline; outline: 0px; background-position: 0px 0px;">State of the American Wallet</a> dashboard paints a real-time portrait — in data — of how the average American family is faring financially. It updates automatically every month as new data on income, debt and cost of living are recorded.</p></div></div><span style="color: rgb(51, 51, 51); font-family: OpenSans, sans-serif; font-size: 16px; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class="">The numbers provide another picture of American financial health — one with some dark spots. While consumers are spending more freely, they’re often borrowing money to do so. Credit card debt </span><a href="https://www.marketwatch.com/story/us-households-will-soon-have-as-much-debt-as-they-had-in-2008-2017-04-03" class="m_-3177836291110707770icon m_-3177836291110707770none" target="_blank" data-saferedirecturl="https://www.google.com/url?hl=en&q=https://www.marketwatch.com/story/us-households-will-soon-have-as-much-debt-as-they-had-in-2008-2017-04-03&source=gmail&ust=1517500640343000&usg=AFQjCNHh666vK8vDmWNAVFLjUpNhsoRdJw" style="font-family: OpenSans, sans-serif; font-size: 16px; orphans: 2; widows: 2; color: rgb(100, 140, 148); box-sizing: inherit; padding: 0px; margin: 0px; vertical-align: baseline; outline: 0px; background-position: 0px 0px;">reached record levels in 2017</a><span style="color: rgb(51, 51, 51); font-family: OpenSans, sans-serif; font-size: 16px; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class="">, and student loan and </span><a href="https://www.marketwatch.com/story/auto-lending-is-vigorous-even-as-high-risk-delinquencies-build-2017-11-14" class="m_-3177836291110707770icon m_-3177836291110707770none" target="_blank" data-saferedirecturl="https://www.google.com/url?hl=en&q=https://www.marketwatch.com/story/auto-lending-is-vigorous-even-as-high-risk-delinquencies-build-2017-11-14&source=gmail&ust=1517500640343000&usg=AFQjCNGYKNjirIEbR0mOX_NkkwtBzJiSdA" style="font-family: OpenSans, sans-serif; font-size: 16px; orphans: 2; widows: 2; color: rgb(100, 140, 148); box-sizing: inherit; padding: 0px; margin: 0px; vertical-align: baseline; outline: 0px; background-position: 0px 0px;">auto loan debt </a><span style="color: rgb(51, 51, 51); font-family: OpenSans, sans-serif; font-size: 16px; orphans: 2; widows: 2; background-color: rgb(255, 255, 255);" class="">are ballooning.</span><div class=""><br class=""></div><div class=""><br class=""></div><div class="">~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~<br class=""><div class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;">“Being a committed, consistent climate hawk will occasionally put one at odds with <br class="">the rhetorical tropes, policy habits, and priorities of environmentalism. Think solar <br class="">panels in fragile desert ecosystems. Wind turbines that kill birds. Transmission lines <br class="">that bisect species habitats.”<br class=""><br class=""><a href="https://www.vox.com/energy-and-environment/2018/1/27/16935382/climate-change-ugly-tradeoffs" class="">https://www.vox.com/energy-and-environment/2018/1/27/16935382/climate-change-ugly-tradeoffs</a><br class=""><br class=""></div></div>
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