<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><ol style="color: rgb(34, 34, 34); font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; list-style: none;" class=""><li class="m_-3651947230725529426algo-result m_-3651947230725529426algo2" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_-3651947230725529426algo-title" href="https://www.mpamag.com/news/spend-spend-spend-consumer-borrowing-continues-to-climb-172367.aspx" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.mpamag.com/news/spend-spend-spend-consumer-borrowing-continues-to-climb-172367.aspx&source=gmail&ust=1563549998766000&usg=AFQjCNEKVodawMx37DTWVmaNWLarz21zUg" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; line-height: 20px; text-decoration: none;">Spend spend spend: <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">Consumer borrowing</b> continues to climb</a></div><cite class="m_-3651947230725529426algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://www.mpamag.com/news/spend-spend-spend-consumer-borrowing-continues-to-climb-172367.aspx" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.mpamag.com/news/spend-spend-spend-consumer-borrowing-continues-to-climb-172367.aspx&source=gmail&ust=1563549998767000&usg=AFQjCNEUlzODpUbR1DHxX5Co0GHOrqOdcQ" style="color: rgb(17, 85, 204);" class="">https://www.mpamag.com/news/<wbr class="">spend-spend-spend-consumer-<wbr class="">borrowing-continues-to-climb-<wbr class="">172367.aspx</a></cite><span class="m_-3651947230725529426algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">Jul 11, 2019 <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">...</b> The latest <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumer</b> credit report from the Fed shows an increase in <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumer</b> credit, led mostly by revolving debt and <b class="">supported by a rosy ...</b></span></li><li class="m_-3651947230725529426algo-result m_-3651947230725529426algo3" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""></div></li><li class="m_-3651947230725529426algo6 m_-3651947230725529426algo-result" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_-3651947230725529426algo-title" href="https://www.washingtonpost.com/business/us-consumers-step-up-borrowing-at-healthy-pace-in-may/2019/07/08/e35a9dd8-a1b4-11e9-a767-d7ab84aef3e9_story.html" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.washingtonpost.com/business/us-consumers-step-up-borrowing-at-healthy-pace-in-may/2019/07/08/e35a9dd8-a1b4-11e9-a767-d7ab84aef3e9_story.html&source=gmail&ust=1563549998767000&usg=AFQjCNFdU80jWQICoYxAOkYr3o5K3Mbpdg" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; line-height: 20px; text-decoration: none;">US <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumers</b> step up <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">borrowing</b> at healthy pace in May - The ...</a></div><cite class="m_-3651947230725529426algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://www.washingtonpost.com/business/us-consumers-step-up-borrowing-at-healthy-pace-in-may/2019/07/08/e35a9dd8-a1b4-11e9-a767-d7ab84aef3e9_story.html" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.washingtonpost.com/business/us-consumers-step-up-borrowing-at-healthy-pace-in-may/2019/07/08/e35a9dd8-a1b4-11e9-a767-d7ab84aef3e9_story.html&source=gmail&ust=1563549998767000&usg=AFQjCNFdU80jWQICoYxAOkYr3o5K3Mbpdg" style="color: rgb(17, 85, 204);" class="">https://www.washingtonpost.<wbr class="">com/business/us-consumers-<wbr class="">step-up-borrowing-at-healthy-<wbr class="">pace-in-may/2019/07/08/<wbr class="">e35a9dd8-a1b4-11e9-a767-<wbr class="">d7ab84aef3e9_story.html</a></cite><span class="m_-3651947230725529426algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">WASHING<wbr class="">TON — U.S. <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumers borrowed</b> more on their credit cards in May and also took out more student and auto loans</span></li><li class="m_-3651947230725529426algo-result m_-3651947230725529426algo7" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_-3651947230725529426algo-title" href="https://www.ecreditdaily.com/tag/consumer-borrowing/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.ecreditdaily.com/tag/consumer-borrowing/&source=gmail&ust=1563549998767000&usg=AFQjCNEYJ4Tj9He0HSoh7dW2bsOK793ACA" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; line-height: 20px; text-decoration: none;"><b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumer borrowing</b> – eCreditDaily</a></div><cite class="m_-3651947230725529426algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://www.ecreditdaily.com/tag/consumer-borrowing/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.ecreditdaily.com/tag/consumer-borrowing/&source=gmail&ust=1563549998767000&usg=AFQjCNEYJ4Tj9He0HSoh7dW2bsOK793ACA" style="color: rgb(17, 85, 204);" class="">https://www.ecreditdaily.com/<wbr class="">tag/consumer-borrowing/</a></cite><span class="m_-3651947230725529426algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">Persona<wbr class="">l loans are the “fastest-growing type of consumer debt” in the past ... <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">Consumer borrowing</b> has picked up again, now reaching a pace not seen in six ...</span></li><li class="m_-3651947230725529426algo-result m_-3651947230725529426algo10" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_-3651947230725529426algo-title" href="https://abcnews.go.com/Business/wireStory/us-consumers-step-borrowing-healthy-pace-64200601" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://abcnews.go.com/Business/wireStory/us-consumers-step-borrowing-healthy-pace-64200601&source=gmail&ust=1563549998767000&usg=AFQjCNF5bG28FBjH5LVWh1I4kgJ1Z4kDdA" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; line-height: 20px; text-decoration: none;">US <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumers</b> step up <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">borrowing</b> at healthy pace in May - ABC News</a></div><cite class="m_-3651947230725529426algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://abcnews.go.com/Business/wireStory/us-consumers-step-borrowing-healthy-pace-64200601" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://abcnews.go.com/Business/wireStory/us-consumers-step-borrowing-healthy-pace-64200601&source=gmail&ust=1563549998767000&usg=AFQjCNF5bG28FBjH5LVWh1I4kgJ1Z4kDdA" style="color: rgb(17, 85, 204);" class="">https://abcnews.go.com/<wbr class="">Business/wireStory/us-<wbr class="">consumers-step-borrowing-<wbr class="">healthy-pace-64200601</a></cite><span class="m_-3651947230725529426algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">Jul 8, 2019 <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">...</b> U.S. <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumers borrowed</b> more on their credit cards in May and also took out more student and auto loans</span></li></ol><div class=""><ol style="color: rgb(34, 34, 34); font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; list-style: none;" class=""><li class="m_7298400396936469870algo-result m_7298400396936469870algo3" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_7298400396936469870algo-title" href="https://www.marketwatch.com/story/us-consumer-debt-is-now-breaching-levels-last-reached-during-the-2008-financial-crisis-2019-06-19" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.marketwatch.com/story/us-consumer-debt-is-now-breaching-levels-last-reached-during-the-2008-financial-crisis-2019-06-19&source=gmail&ust=1563549998778000&usg=AFQjCNEMGXWUEGVHrLL4O2K8Yg-jpMyJhQ" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; text-decoration: none; line-height: 20px;">U.S. <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumer debt</b> is now above levels hit during the 2008 financial ...</a></div><cite class="m_7298400396936469870algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://www.marketwatch.com/story/us-consumer-debt-is-now-breaching-levels-last-reached-during-the-2008-financial-crisis-2019-06-19" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.marketwatch.com/story/us-consumer-debt-is-now-breaching-levels-last-reached-during-the-2008-financial-crisis-2019-06-19&source=gmail&ust=1563549998778000&usg=AFQjCNEMGXWUEGVHrLL4O2K8Yg-jpMyJhQ" style="color: rgb(17, 85, 204);" class="">https://www.marketwatch.com/<wbr class="">story/us-consumer-debt-is-now-<wbr class="">breaching-levels-last-reached-<wbr class="">during-the-2008-financial-<wbr class="">crisis-2019-06-19</a></cite><span class="m_7298400396936469870algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">Jun 25, 2019 <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">...</b> <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">Consumer debt</b><b class=""> has hit $14 trillion, a level some might find worrisome.</b></span></li><li class="m_7298400396936469870algo-result m_7298400396936469870algo4" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_7298400396936469870algo-title" href="https://en.wikipedia.org/wiki/Consumer_debt" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://en.wikipedia.org/wiki/Consumer_debt&source=gmail&ust=1563549998778000&usg=AFQjCNF3ilXnHekG10weX6vpjCQtmNfraQ" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; text-decoration: none; line-height: 20px;"><b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">Consumer debt</b> - Wikipedia</a></div><cite class="m_7298400396936469870algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://en.wikipedia.org/wiki/Consumer_debt" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://en.wikipedia.org/wiki/Consumer_debt&source=gmail&ust=1563549998778000&usg=AFQjCNF3ilXnHekG10weX6vpjCQtmNfraQ" style="color: rgb(17, 85, 204);" class="">https://en.wikipedia.org/wiki/<wbr class="">Consumer_debt</a></cite><span class="m_7298400396936469870algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">In economics, <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumer debt</b> is the amount owed by consumers It includes <b class="">debts incurred on purchase of goods that are consumable and/or do not appreciate.</b></span></li><li class="m_7298400396936469870algo-result m_7298400396936469870algo7" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_7298400396936469870algo-title" href="https://www.debt.org/faqs/americans-in-debt/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.debt.org/faqs/americans-in-debt/&source=gmail&ust=1563549998778000&usg=AFQjCNHUI-YZrodoigAqomg_w8G4MNOwLA" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; text-decoration: none; line-height: 20px;">The U.S. <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">Consumer Debt</b> Crisis - Debt.org</a></div><cite class="m_7298400396936469870algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://www.debt.org/faqs/americans-in-debt/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.debt.org/faqs/americans-in-debt/&source=gmail&ust=1563549998778000&usg=AFQjCNHUI-YZrodoigAqomg_w8G4MNOwLA" style="color: rgb(17, 85, 204);" class="">https://www.debt.org/faqs/<wbr class="">americans-in-debt/</a></cite><span class="m_7298400396936469870algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;"><b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">Consumer debt</b><b class=""> in the U.S. has reached nearly $14 trillion dollars</b>. Learn about the facts behind the debt crisis & how states in the U.S. compare to each other.</span></li><li class="m_7298400396936469870algo-result m_7298400396936469870algo8" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_7298400396936469870algo-title" href="https://www.americanbanker.com/news/consumer-debt-is-at-an-all-time-high-should-banks-be-worried" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.americanbanker.com/news/consumer-debt-is-at-an-all-time-high-should-banks-be-worried&source=gmail&ust=1563549998778000&usg=AFQjCNGI4tAhVSBlf5YITpteDVKR5-rDsA" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; text-decoration: none; line-height: 20px;"><b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">Consumer debt</b> is at an all-time high. Should banks be worried ...</a></div><cite class="m_7298400396936469870algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://www.americanbanker.com/news/consumer-debt-is-at-an-all-time-high-should-banks-be-worried" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.americanbanker.com/news/consumer-debt-is-at-an-all-time-high-should-banks-be-worried&source=gmail&ust=1563549998778000&usg=AFQjCNGI4tAhVSBlf5YITpteDVKR5-rDsA" style="color: rgb(17, 85, 204);" class="">https://www.americanbanker.<wbr class="">com/news/consumer-debt-is-at-<wbr class="">an-all-time-high-should-banks-<wbr class="">be-worried</a></cite><span class="m_7298400396936469870algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">Jul 30, 2018 <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">...</b> <b class="">As memories of the financial crisis fade, <span style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumers</span> are back to their old spending and saving habits — and that could be a big problem.</b></span></li><li class="m_7298400396936469870algo-result m_7298400396936469870algo9" style="margin: 0px; padding: 4px 0px 22px; border: 0px; vertical-align: baseline; line-height: 18px; overflow: hidden;"><div style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class=""><a class="m_7298400396936469870algo-title" href="https://finance.yahoo.com/news/consumer-debt-risk-rising-180851322.html" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://finance.yahoo.com/news/consumer-debt-risk-rising-180851322.html&source=gmail&ust=1563549998778000&usg=AFQjCNE7ypzvB7KZ8a-Z-h8mcK6K2uImdQ" style="color: rgb(51, 0, 181); margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; text-decoration: none; line-height: 20px;">'The clock is ticking' on <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumer debt</b>, Deutsche Bank warns</a></div><cite class="m_7298400396936469870algo-display-url" style="margin: 3px 0px 0px; padding: 0px; border: 0px; vertical-align: baseline; display: block; width: 897.078px; color: rgb(14, 119, 68); font-style: normal; white-space: nowrap; overflow: hidden; line-height: 16px; text-overflow: ellipsis;"><a href="https://finance.yahoo.com/news/consumer-debt-risk-rising-180851322.html" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://finance.yahoo.com/news/consumer-debt-risk-rising-180851322.html&source=gmail&ust=1563549998778000&usg=AFQjCNE7ypzvB7KZ8a-Z-h8mcK6K2uImdQ" style="color: rgb(17, 85, 204);" class="">https://finance.yahoo.com/<wbr class="">news/consumer-debt-risk-<wbr class="">rising-180851322.html</a></cite><span class="m_7298400396936469870algo-summary" style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline; overflow: hidden; text-overflow: ellipsis; display: -webkit-box; line-height: 16px; max-height: 58px;">Mar 6, 2019 <b style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">...</b><b class=""> As U.S. consumers rack up a record amount in credit — a recent Federal Reserve report showed outstanding <span style="margin: 0px; padding: 0px; border: 0px; vertical-align: baseline;" class="">consumer debt</span> topped a record ...</b></span></li></ol><div class=""><br class=""></div></div><div class="">
<div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div style="color: rgb(0, 0, 0); font-style: normal; font-variant-caps: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="font-weight: normal; margin: 0px; font-stretch: normal; line-height: normal;" class="">*********  Greta Thunberg wasn’t the first to talk of panic and climate *********</div><div style="font-weight: normal; margin: 0px; font-stretch: normal; line-height: normal;" class=""><br class=""></div><div style="font-weight: normal; margin: 0px; font-stretch: normal; line-height: normal;" class="">"… the race between climate dynamics and  climate policy will be a close one …."</div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="font-weight: normal;"><br class="">Excerpted from:</div><div style="font-weight: normal;"><br class=""></div><div style="font-weight: normal;">Hans Joachim Schellenhuber. </div><div><b class="">“Global warming: Stop worrying and start panicking?” </b></div><div style="font-weight: normal;">Proceedings of the National Academy of Sciences 2008</div><div style="font-weight: normal;"><b class="">[ open access ]</b> <a href="https://www.pnas.org/content/105/38/14239" class="">https://www.pnas.org/content/105/38/14239</a></div><div style="font-weight: normal;"><br class=""></div>********************************</div><div style="font-weight: normal; margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><br class=""></div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class="">“<span style="-webkit-font-kerning: none;" class="">The climate scientist James Hansen has called two-degree warming “a prescription for long-term disaster.”</span></div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="-webkit-font-kerning: none;" class=""><br class=""></span></div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="-webkit-font-kerning: none;" class="">Robert Watson, a former director of the United Nations Intergovernmental Panel on Climate Change, has argued that three-degree warming is the realistic minimum. </span></div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="-webkit-font-kerning: none;" class=""><br class=""></span></div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="-webkit-font-kerning: none;" class="">The prospect of a five-degree warming has prompted some of the world’s leading climate scientists to warn of the end of human civilization.”</span></div><div style="margin: 0px; font-stretch: normal; line-height: normal; color: rgb(34, 34, 34); min-height: 15px;" class=""><span style="-webkit-font-kerning: none;" class=""></span><br class=""></div><div style="margin: 0px; font-stretch: normal; line-height: normal; color: rgb(17, 85, 204); background-color: rgb(255, 255, 255);" class=""><span style="-webkit-font-kerning: none; color: rgb(34, 34, 34);" class=""><<<a href="https://www.nytimes.com/interactive/2018/08/01/magazine/climate-change-losing-earth.html" class=""><span style="-webkit-font-kerning: none; color: rgb(17, 85, 204);" class="">https://www.nytimes.com/interactive/2018/08/01/magazine/climate-change-losing-earth.html</span></a>>></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
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