<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><table width="100%" border="0" cellspacing="0" cellpadding="0" style="color: rgb(34, 34, 34); orphans: 2; widows: 2; background-color: rgb(255, 255, 255); table-layout: fixed; background-image: url(applewebdata://CAB4F09B-C0CA-467A-A046-3047D19F15CA);" class=""><tbody class=""><tr class=""><td style="margin: 0px; border-collapse: collapse; color: rgb(0, 0, 0); padding: 0px 20px;" class=""><span style="font-size: 14px;" class="">“It quickly becomes a very daunting, and sometimes demotivating, topic.”<br class=""><br class=""></span></td></tr><tr class=""><td style="margin: 0px; border-collapse: collapse; line-height: 21.6px;" class=""><div style="padding: 0px 20px 5px;" class=""><div style="margin: 0px;" class=""><b style="font-size: 14px;" class="">—Kaitlin Crouch of ING Groep NV. Big banks are finally <a href="https://link.mail.bloombergbusiness.com/click/18036121.26355/aHR0cHM6Ly93d3cuYmxvb21iZXJnLmNvbS9uZXdzL2FydGljbGVzLzIwMTktMDktMTIvYmFua3MtYXJlLWZpbmFsbHktc3RhcnRpbmctdG8tYWNjb3VudC1mb3ItY2xpbWF0ZS1jaGFuZ2Utcmlzaz91dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9bmV3c2xldHRlciZ1dG1fdGVybT0xOTA5MTImdXRtX2NhbXBhaWduPWNsaW1hdGVjaGFuZ2Vk/58ffbaf7dd4c29967b8b4646Bfce0e4bd" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://link.mail.bloombergbusiness.com/click/18036121.26355/aHR0cHM6Ly93d3cuYmxvb21iZXJnLmNvbS9uZXdzL2FydGljbGVzLzIwMTktMDktMTIvYmFua3MtYXJlLWZpbmFsbHktc3RhcnRpbmctdG8tYWNjb3VudC1mb3ItY2xpbWF0ZS1jaGFuZ2Utcmlzaz91dG1fbWVkaXVtPWVtYWlsJnV0bV9zb3VyY2U9bmV3c2xldHRlciZ1dG1fdGVybT0xOTA5MTImdXRtX2NhbXBhaWduPWNsaW1hdGVjaGFuZ2Vk/58ffbaf7dd4c29967b8b4646Bfce0e4bd&source=gmail&ust=1568410740571000&usg=AFQjCNHpjL_HUaWutu1TnP59YVGcgR-hXQ" style="color: inherit; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(0, 185, 231); text-decoration: none;" class=""><em class="">starting to account for climate change risk</em></a>, but it’s not easy.</b></div><div class=""><b style="font-size: 14px;" class=""><br class=""></b></div></div></td></tr></tbody></table><div class="">
<div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><div style="margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal;" class=""><b class="">~~~~~~~~~~~~~~~~~~~~~~~~~~</b></div><div style="margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal;" class=""><b class="">A core question: What is “resilience”?</b></div><div style="margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal;" class=""><b class=""><br class=""></b></div><div style="margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal; min-height: 15px;" class=""><p style="margin: 0px 0px 12px; font-stretch: normal; line-height: normal;" class="">2018 — “Resilience is a popular narrative for conservation and provides an opportunity to communicate optimism that ecosystems can recover and rebound from disturbances.” (Emily S. Darling<span style="vertical-align: 4px;" class=""> </span><i class="">and </i>Isabelle M. Côté, Science, March 2, 2018). </p><div style="font-size: 14px;" class=""><span style="font-size: 12px;" class="">2014 — “Emerging from a wide range of disciplines, resilience in policy-making has often been based on the ability of systems to bounce back to normality, drawing on engineering concepts. This implies the return of the functions of an individual, household, community or ecosystem to previous conditions, with as little damage and disruption as possible following shocks and stresses” (Tanner et al, Nature Climate Change, December 18, 2014). </span></div><div id="m_-1046162086629656228gmail-AppleMailSignature" style="font-size: 14px;" class=""><div class="m_-1046162086629656228gmail-ApplePlainTextBody"><div style="font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal; min-height: 15px;" class=""><br class=""></div><div style="font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal;" class="">1938 — Resilience<b class="">.</b><span class="m_-1046162086629656228gmail-Apple-converted-space"> </span>1- The act or power of springing back to a former position or shape. 2. The quantity of work given back by a body that is compressed to a certain limit and then allowed to recover itself, as a spring under pressure suddenly relaxed.” (Funk & Wagnall’s New Standard Dictionary of the English Language, vol.2, M-Z 1938)</div><div class=""><br class=""></div></div></div></div></div></div></div></div><br class="Apple-interchange-newline"><br class="Apple-interchange-newline">
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