<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><p style="margin: 0px 0px 11px; font-stretch: normal; line-height: normal; font-family: Helvetica; -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(0, 0, 0);" class=""><span style="font-kerning: none" class=""><b class="">Climate change could interfere with retirement readiness</b></span></p><p style="margin: 0px 0px 30px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34);" class=""><span style="font-kerning: none" class="">Events like wildfires and hurricanes can mean health-related or relocation costs for retirees</span></p><p style="margin: 0px 0px 3.6px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34);" class=""><span style="font-kerning: none" class="">Sep 20, 2019 @ 11:23 am</span></p><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34);" class=""><span style="font-kerning: none" class="">By <b class="">Bloomberg News</b></span></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34); min-height: 17px;" class=""><span style="font-kerning: none" class=""></span><br class=""></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34);" class=""><span style="font-kerning: none" class="">A new global survey about retirees' well-being paints a bleak picture for Americans hoping for an old age free of financial stress. A separate report on the impact of global warming makes it even worse.</span></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34); min-height: 17px;" class=""><span style="font-kerning: none" class=""></span><br class=""></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34);" class=""><span style="font-kerning: none" class="">The 2019 Global Retirement Index released Thursday by Natixis Investment Managers cites a trifecta of risks for retirees, policymakers and long-term global sustainability: low interest rates, longer lifespans and the high costs of climate change.</span></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34); min-height: 17px;" class=""><span style="font-kerning: none" class=""></span><br class=""></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34);" class=""><span style="font-kerning: none" class="">The constant struggle to get by on a fixed income is likely pushing down the U.S. score in one of four broad categories the index measures: material well-being.</span></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34); min-height: 17px;" class=""><span style="font-kerning: none" class=""></span><br class=""></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34);" class=""><span style="font-kerning: none" class="">Severe weather that forces retirees to relocate, even temporarily, can be very disruptive for someone living on a fixed income, said Ed Farrington, executive vice president of retirement strategies at Natixis. The group's report said that "retirees are finding insurance costs escalating as insurers seek to keep pace with climate and weather-related property damage."</span></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(34, 34, 34); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(34, 34, 34); min-height: 17px;" class=""><span style="font-kerning: none" class=""></span><br class=""></div><div style="margin: 0px; font-stretch: normal; line-height: normal; font-family: Helvetica; color: rgb(0, 0, 238); -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(0, 0, 238);" class=""><span style="text-decoration: underline ; font-kerning: none" class=""><a href="https://www.investmentnews.com/article/20190920/FREE/190929994/climate-change-could-interfere-with-retirement-readiness" class="">https://www.investmentnews.com/article/20190920/FREE/190929994/climate-change-could-interfere-with-retirement-readiness</a></span></div><div class="">
<div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><div style="margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal; background-color: rgb(255, 255, 255);" class=""><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="font-size: 14px;" class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="font-size: 14px;" class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div><div style="margin: 0px; font-stretch: normal; font-size: 12px; line-height: normal;" class=""><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="font-size: 14px;" class=""><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><b class="">~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~</b></div><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal; min-height: 15px;" class=""><b class=""></b><br class=""></div><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><b class="">IPCC</b></div><div style="color: rgb(57, 55, 69); margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="font-size: 12px; -webkit-font-kerning: none;" class="">“Limiting global warming to 1.5°C would require </span><span style="font-size: 12px; background-color: rgb(255, 251, 0); -webkit-font-kerning: none;" class="">rapid, far-reaching and unprecedented change</span><span style="-webkit-font-kerning: none;" class=""><b class=""><font size="2" class="">s </font></b></span><span style="font-size: 12px; -webkit-font-kerning: none;" class="">in</span><span style="font-size: 12px; background-color: rgb(255, 251, 0); -webkit-font-kerning: none;" class=""> all</span><span style="font-size: 12px; -webkit-font-kerning: none;" class=""> aspect<b class="">s</b> of society.” </span></div><div style="color: rgb(57, 55, 69); margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="font-size: 12px; -webkit-font-kerning: none;" class=""><br class=""></span></div><div style="color: rgb(57, 55, 69); margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="font-size: 12px; -webkit-font-kerning: none;" class="">First sentence of IPPC Special Report on 1.5C Summary for Policy Makers.</span></div><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal; min-height: 15px;" class=""><br class=""></div><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><<<a href="https://www.ipcc.ch/2018/10/08/summary-for-policymakers-of-ipcc-special-report-on-global-warming-of-1-5c-approved-by-governments/" class="">https://www.ipcc.ch/2018/10/08/summary-for-policymakers-of-ipcc-special-report-on-global-warming-of-1-5c-approved-by-governments/</a>>></div><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal; min-height: 15px;" class=""><br class=""></div><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><b class="">Greta Thunberg</b></div><div style="color: rgb(48, 48, 48); font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="-webkit-font-kerning: none;" class="">"So if we are to stay below the 1.5 degrees of warming limits …, we need to change almost everything.”</span></div><div style="color: rgb(48, 48, 48); font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="-webkit-font-kerning: none;" class=""><br class=""></span></div><div style="color: rgb(48, 48, 48); font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal;" class=""><div style="margin: 0px; font-stretch: normal; line-height: normal;" class=""><span style="-webkit-font-kerning: none;" class="">"</span><span style="-webkit-font-kerning: none; background-color: rgb(255, 251, 0);" class="">Everyone</span><span style="-webkit-font-kerning: none;" class=""><span class="Apple-converted-space"> </span>and everything needs to change."</span></div></div><div style="color: rgb(48, 48, 48); font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal; min-height: 15px;" class=""><br class=""><span style="-webkit-font-kerning: none;" class=""></span></div><div style="font-size: 12px; margin: 0px; font-stretch: normal; line-height: normal; -webkit-text-stroke-width: initial; -webkit-text-stroke-color: rgb(48, 48, 48);" class=""><<<a href="https://www.straight.com/news/1258421/video-swedish-teenager-greta-thunberg-urges-wealthy-people-stop-stealing-others-carbon" style="-webkit-text-stroke-width: initial;" class="">https://www.straight.com/news/1258421/video-swedish-teenager-greta-thunberg-urges-wealthy-people-stop-stealing-others-carbon</a><span style="-webkit-text-stroke-width: initial;" class="">>></span></div><div class=""><span style="-webkit-text-stroke-width: initial;" class=""><br class=""></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><br class="Apple-interchange-newline"></div><br class="Apple-interchange-newline"></div><br class="Apple-interchange-newline"><br class="Apple-interchange-newline">
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