<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><table style="color: rgb(34, 34, 34); font-family: Arial; font-size: small; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); border-collapse: collapse; border-left-width: 1px; border-left-style: solid; border-left-color: rgb(228, 228, 228); border-right-width: 1px; border-right-style: solid; border-right-color: rgb(228, 228, 228);" class=""><tbody class=""><tr class=""><td style="margin: 0px; padding: 18px 0px 12px; vertical-align: top; border-top-width: 1px; border-top-style: solid; border-top-color: rgb(228, 228, 228);" class=""><span style="padding: 0px 6px 0px 0px; font-size: 14px;" class=""><a href="https://www.google.com/url?rct=j&sa=t&url=https://www.nationalgeographic.com/travel/2020/04/privatization-coming-to-national-parks-what-does-that-mean/&ct=ga&cd=CAEYByoTMTU4OTYwODU5NjU3NzIwMzQ0NTIaNjliYjY2NWU2OGVhNjEzNjpjb206ZW46VVM&usg=AFQjCNFy1lBbjSl69E08nUOxyfad-dAorw" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.google.com/url?rct%3Dj%26sa%3Dt%26url%3Dhttps://www.nationalgeographic.com/travel/2020/04/privatization-coming-to-national-parks-what-does-that-mean/%26ct%3Dga%26cd%3DCAEYByoTMTU4OTYwODU5NjU3NzIwMzQ0NTIaNjliYjY2NWU2OGVhNjEzNjpjb206ZW46VVM%26usg%3DAFQjCNFy1lBbjSl69E08nUOxyfad-dAorw&source=gmail&ust=1588437777359000&usg=AFQjCNGx56hz82kXoKUf4Y2bVDhdpUkkug" style="color: rgb(66, 127, 237); display: inline; text-decoration: none; line-height: 20px;" class=""><font face="Verdana" class="">US national parks could be privatized. Here's what would change.</font></a></span><div class=""><div style="padding: 2px 0px 8px;" class=""><div style="color: rgb(115, 115, 115);" class=""><a style="color: rgb(115, 115, 115);" class=""><font face="Verdana" style="font-size: 14px;" class="">National Geographic</font></a></div><div style="color: rgb(37, 37, 37); padding: 2px 0px 0px; line-height: 18px;" class=""><font face="Verdana" style="font-size: 14px;" class="">There's no single model; while some <b class="">protected areas</b> are made up of privatized land, national parks comprise public land that relies on privatized ...</font></div><br class="Apple-interchange-newline"></div></div></td></tr></tbody></table><div class=""><br class=""></div><div class="">
<div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><div>—————————————————————————————————————--------------------------------</div><div>“Consumer expectations of ever-higher living standards were fuelled by more lenient and readily available bank lending …. </div><div>Social status and identity became closely associated with consumption, in particular with the concept of luxury. </div><div><br class=""></div><div>"Identifying oneself with the good life meant being able to live beyond traditional understandings of basic needs. Debt was the price </div><div>one paid for the joys of being part of a hedonistic consumer culture.”</div><div><br class="">Kenneth Dyson. The Morality of Debt. Foreign Affairs. May 3, 2015<br class=""><br class=""><a href="https://www.foreignaffairs.com/articles/2015-05-03/morality-debt" class="">https://www.foreignaffairs.com/articles/2015-05-03/morality-debt</a></div><div><br class=""></div><div><div>^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^</div><div>Despite recognizing the downsides of debt, the lure of spending remains strong. After covering off on necessities, Americans said 40% </div><div>of their monthly income goes toward discretionary spending on entertainment, leisure travel, hobbies, etc. In fact, when asked what </div><div>financial pitfalls they are prone to, one quarter of Americans flagged “excessive/frivolous” spending.<br class=""><br class=""><div class=""><a href="https://www.northwesternmutual.com/about-us/studies/planning-and-progress-study-2017" class="">https://www.northwesternmutual.com/about-us/studies/planning-and-progress-study-2017</a><br class=""></div><div class=""><br class=""></div><div class=""><br class=""></div></div></div></div><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </div></div></div>
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