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<div class="WordSection1">
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline">
<span class="normaltextrun"><b><span style="font-size:14.0pt;font-family:"Cambria",serif;color:#365F91">Homeword’s First Time Homebuyer Class</span></b></span><span class="eop"><b><span style="font-size:14.0pt;font-family:"Cambria",serif;color:#365F91"> </span></b></span><b><span style="font-size:9.0pt;font-family:"&quot",serif;color:#365F91"><o:p></o:p></span></b></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Get Ready for HomeOwnership with Homeword! In-person and Online options available.<o:p></o:p></span></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline">
<span class="normaltextrun">Dates: June 9-10-11<sup>th</sup> from 6pm-9pm   <b>or 
</b> June 27 from 9am-6pm<o:p></o:p></span></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline">
<span class="eop"> </span><span style="font-size:9.0pt;font-family:"&quot",serif"><o:p></o:p></span></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun"><span style="color:black;background:white">Thinking of buying a home? Learn the basics of the homebuying process through our nationally-certified HomeOwnership Class.</span></span><span class="eop"> </span><span style="font-size:9.0pt;font-family:"&quot",serif"><o:p></o:p></span></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="eop"> </span><span style="font-size:9.0pt;font-family:"&quot",serif"><o:p></o:p></span></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Our Homebuyer Class will teach you how to</span><span class="eop"> </span><span style="font-size:9.0pt;font-family:"&quot",serif"><o:p></o:p></span></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Select a lender</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Determine what you can afford</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Use your credit wisely</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Distinguish between different types of loans</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Understand home inspections and insurance</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Identify special financing programs</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Work with a real estate professional</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">Evaluate the pros and cons of homeownership</span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="eop"> </span><span style="font-size:9.0pt;font-family:"&quot",serif"><o:p></o:p></span></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun">This 9 hour class is taught by a Homeword’s HUD Certified Housing Counselor and Homebuyer Educator, Julie Pavlish and other professionals. Registration required. $35 per person. Light refreshments provided. Childcare vouchers are
 available upon request for children ages 12 months to 12 years. Register online at
</span><span style="font-size:9.0pt;font-family:"&quot",serif"><a href="http://www.homeword.org/" target="_blank"><span class="normaltextrun"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue">www.homeword.org</span></span></a></span><span class="normaltextrun"><u><span style="color:blue">.</span></u>
 Questions? Call 406.532.4663 x10</span><span class="eop"> </span><span style="font-size:9.0pt;font-family:"&quot",serif"><o:p></o:p></span></p>
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