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<div class="WordSection1">
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline">
<span class="normaltextrun"><b><span style="font-size:14.0pt;color:#365F91">Homeword’s Free ONLINE Rent Wise Workshop
</span></b></span><br>
<span class="normaltextrun">Homeword’s Free Online Rent Wise Workshop </span><span class="scxw78939527"> </span><br>
<span class="normaltextrun">June 4, 2020 from 5:30-7:30pm</span><span class="eop"> or June 18, 2020 from 3-5pm<o:p></o:p></span></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline">
<o:p> </o:p></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun"><b><span style="color:#222222">Are you rent wise? Our free Rent Wise workshop will teach you the keys to successful renting, including:</span></b></span><span class="normaltextrun"> </span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:0in;mso-list:l3 level1 lfo1;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span class="normaltextrun">How your credit score impacts renting </span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:0in;mso-list:l3 level1 lfo1;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span class="normaltextrun">How to improve your credit score for renting </span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:0in;mso-list:l0 level1 lfo2;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span class="normaltextrun">Common reasons for rental rejections and how to move past them </span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:0in;mso-list:l0 level1 lfo2;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span class="normaltextrun">Savings goals for overcoming renting barriers </span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun"><span style="color:#313131">This workshop focuses on the impact of credit and rental history, how to improve your credit score, and the strategies and tools to overcome rental barriers to establish a good relationship with your landlord.</span></span><span class="normaltextrun"> </span><span class="eop"> </span><o:p></o:p></p>
<p class="paragraph" style="margin:0in;margin-bottom:.0001pt;vertical-align:baseline;-ms-touch-select: none;-ms-user-select: text;overflow-wrap: break-word;-webkit-tap-highlight-color: transparent">
<span class="normaltextrun"><i><span style="color:#313131">Rent Wise is about learning how to overcome negative perceptions and rental barriers to become a great renter. Homeword is here to help teach you the tools and judgment skills to advocate for your goals
and get into and stay in a rental home. <b>For more information about the course, please review the
</b></span></i></span><a href="https://urldefense.com/v3/__https:/homewordmt-my.sharepoint.com/:b:/g/personal/erin_homeword_org/EYvkAPqw5ixMpKnj1oosET8Bb7SE1fubBlWslnARSIbmPw?e=2aTSge__;!!GaaboA!4drHSW3I2tSRWZOKwRrWOekqsq3Y_xGgjmrg49ekrClBS9FXAFJPZF2rBvJBET4i$" target="_blank">Key
Topics</a><span class="normaltextrun"><b><i><span style="color:#313131">. </span>
</i></b>Register online at: </span><a href="https://HomewordScheduling.as.me/?appointmentType=category:Rent%20Wise">https://HomewordScheduling.as.me/?appointmentType=category:Rent%20Wise</a>
<span class="normaltextrun">or call 406.532.4663 x10.</span><span class="eop"> </span><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" style="vertical-align:baseline"><b><span style="font-size:14.0pt;color:#365F91">Homeword’s ONLINE First Time Homebuyer Class </span></b><b><span style="font-size:9.0pt;color:#365F91"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="vertical-align:baseline">Get Ready for HomeOwnership with Homeword! <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline"> June 9-10-11, 2020 from 6-9pm or June 27, 2020 from 9am-6pm<o:p></o:p></p>
<p class="MsoNormal" style="vertical-align:baseline"><span style="font-size:9.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline"><span style="color:black;background:white">Thinking of buying a home? Learn the basics of the homebuying process through our nationally-certified HomeOwnership Class.</span> <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline"> <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">Our Homebuyer Class will teach you how to: <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l1 level1 lfo3;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Select a lender <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l1 level1 lfo3;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Determine what you can afford <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l1 level1 lfo3;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Use your credit wisely <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l1 level1 lfo3;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Distinguish between different types of loans <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l2 level1 lfo4;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Understand home inspections and insurance <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l2 level1 lfo4;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Identify special financing programs <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l2 level1 lfo4;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Work with a real estate professional <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.25in;text-indent:0in;mso-list:l2 level1 lfo4;vertical-align:baseline">
<![if !supportLists]><span style="font-size:10.0pt;font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]>Evaluate the pros and cons of homeownership <o:p></o:p></p>
<p class="MsoNormal" style="vertical-align:baseline"> <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">This 9 hour class is taught by a Homeword’s HUD Certified Housing Counselor and Homebuyer Educator, Julie Pavlish and other professionals. Registration required. $35 per person. Light refreshments provided.
Register online at <a href="https://HomewordScheduling.as.me/?appointmentType=category:Homebuyer%20Education">
https://HomewordScheduling.as.me/?appointmentType=category:Homebuyer%20Education</a>. Questions? Call please call 406.532.4663 x10 <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" style="vertical-align:baseline"><b><span style="font-size:14.0pt;color:#365F91">Homeword’s Free ONLINE Financial Skill Building Class
</span></b><b><span style="font-size:9.0pt;color:#365F91"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="vertical-align:baseline">June 16-17-18, 2020 from 6-9pm<o:p></o:p></p>
<p class="MsoNormal" style="vertical-align:baseline"><span style="font-size:9.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline"> We believe financial resilience comes from having the financial judgement and decision-making skills to dodge pitfalls and make the right money moves for your future. <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">Come build your financial skills in this free class where you'll learn about the 8 essential topics of your complex financial world. After this class, you will be empowered to navigate your financial world
today and advocate for your future. The class includes COVID-19 specific information throughout to help you through this challenging time. <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">Learn how to take charge of your financial life, including: <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Maintaining a living breathing budget <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Building judgement and risk assessment for your money <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Learning how to manage and grow your credit score <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Using banking to open financial opportunities <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Understanding how to invest for your future <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Managing tax liability <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Leveraging health insurance: how to pay less and protect yourself from medical expenses <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">• Understanding student loans and repayment options <span style="font-size:9.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="vertical-align:baseline">Classes are taught by Homeword’s Financial Educator, Katie Sadowski, and other professionals. Classes are FREE and open to the public. Join us for our next virtual class by registering online at
<a href="https://HomewordScheduling.as.me/?appointmentType=category:Financial%20Education">
https://HomewordScheduling.as.me/?appointmentType=category:Financial%20Education</a>. Questions? Please call 406.532.4663 x10. <span style="font-size:9.0pt"><o:p></o:p></span></p>
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