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<p class="MsoNormal"><b><span style="border:none windowtext 1.0pt;padding:0in">Homewords September Classes</span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:14.0pt">Financial Skill Building Class
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<p class="MsoNormal">Homewords Free Financial Skill Building Class <o:p></o:p></p>
<p class="MsoNormal">September 15-16-17, 2020 from 5:30-9pm <o:p></o:p></p>
<p class="MsoNormal">Location: Online via Zoom <o:p></o:p></p>
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<p class="MsoNormal">We believe financial resilience comes from having the financial judgement and decision-making skills to dodge pitfalls and make the right money moves for your future. Come build your financial skills in this free class where you'll learn
about the 8 essential topics of your complex financial world. After this class, you will be empowered to navigate your financial world today and advocate for your future.
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<p class="MsoListParagraph">Learn how to take charge of your financial life, including:
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<p class="MsoListParagraph">Learn to navigate your complex financial world <o:p></o:p></p>
<p class="MsoListParagraph">Quickly adapt to income or expense changes <o:p></o:p></p>
<p class="MsoListParagraph">Build solid financial judgement <o:p></o:p></p>
<p class="MsoListParagraph">Address credit and debt challenges <o:p></o:p></p>
<p class="MsoListParagraph">Gain financial independence by creating a savings and investment plan
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<p class="MsoNormal">Classes are taught by Homeword’s Financial Educator, Katie Sadowski, and other professionals. Classes are FREE and open to the public. Join us for our next virtual class by registering online at homeword.org. Questions? Call 406.532.4663
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<p class="MsoNormal"><b><span style="font-size:14.0pt">Rent Wise Workshop<o:p></o:p></span></b></p>
<p class="MsoNormal">Homewords Free Online Rent Wise Workshop <o:p></o:p></p>
<p class="MsoNormal">September 10, 2020 from 3:00 – 5:00 pm or September 24, 2020 from 5:30-7:30 pm
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<p class="MsoNormal">Location: Online via Zoom <o:p></o:p></p>
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<p class="MsoNormal">Are you rent wise? Our free Rent Wise workshop will teach you the keys to successful renting, including:
<o:p></o:p></p>
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<p class="MsoListParagraph">How your credit score impacts renting <o:p></o:p></p>
<p class="MsoListParagraph">How to improve your credit score for renting <o:p></o:p></p>
<p class="MsoListParagraph">Common reasons for rental rejections and how to move past them
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<p class="MsoListParagraph">Savings goals for overcoming renting barriers <o:p></o:p></p>
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<p class="MsoNormal">This workshop focuses on the impact of credit and rental history, how to improve your credit score, and the strategies and tools to overcome rental barriers to establish a good relationship with your landlord. Rent Wise is about learning
how to overcome negative perceptions and rental barriers to become a great renter. Homeword is here to help teach you the tools and judgment skills to advocate for your goals and get into and stay in a rental home. For more information about the course, please
review the Key Topics. Register online at: homeword.org. Questions? Call 406.532.4663 x10.<o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:14.0pt">First Time Homebuyer Class
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<p class="MsoNormal">September 1-2-3, 2020 from 6:00-9:00pm <o:p></o:p></p>
<p class="MsoNormal">Location: ONLINE via Zoom <o:p></o:p></p>
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<p class="MsoNormal">Get Ready for HomeOwnership with Homeword! <o:p></o:p></p>
<p class="MsoNormal">Thinking of buying a home? Learn the basics of the homebuying process through our nationally-certified HomeOwnership Class.
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<p class="MsoListParagraph" style="margin-left:38.4pt">Our Homebuyer Class will teach you how to:
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<p class="MsoListParagraph" style="margin-left:38.4pt">Select a lender <o:p></o:p></p>
<p class="MsoListParagraph" style="margin-left:38.4pt">Determine what you can afford
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<p class="MsoListParagraph" style="margin-left:38.4pt">Use your credit wisely <o:p>
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<p class="MsoListParagraph" style="margin-left:38.4pt">Distinguish between different types of loans
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<p class="MsoListParagraph" style="margin-left:38.4pt">Understand home inspections and insurance
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<p class="MsoListParagraph" style="margin-left:38.4pt">Identify special financing programs
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<p class="MsoListParagraph" style="margin-left:38.4pt">Work with a real estate professional
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<p class="MsoListParagraph" style="margin-left:38.4pt">Evaluate the pros and cons of homeownership
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<p class="MsoNormal">This 9 hour class is taught by a Homewords HUD Certified Housing Counselor and Homebuyer Educator, Julie Pavlish and other professionals. Registration required. $35 per person. Register online at homeword.org. Questions? Call 406.532.4663
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