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<p style="margin:0in;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">We are proud to offer our financial skill building, renter and homebuyer classes and coaching online to empower Montanans during the pandemic
and always.<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
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<p style="margin:0in;line-height:18.0pt;word-break:break-word"><strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378">Statewide Financial Skill Building Class</span></strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378"><o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img width="650" height="488" style="width:6.7708in;height:5.0833in" id="_x0000_i1037" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/Katie%20and%20Kathleen.jpg" alt="Image"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:12.75pt;word-break:break-word"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">When:</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560"> April 17 from
9:00am-6:00pm<o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Where:</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560"> Online via
Zoom<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">We believe financial resilience comes from having the financial judgement and decision-making skills to dodge pitfalls
and make the right money moves for your future. <o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Build your financial skills in this free class where you'll learn about the 8 essential topics of your complex financial
world. After this class, you will be empowered to navigate your financial world today and advocate for your future. <o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Learn how to take charge of your financial life, including:<o:p></o:p></span></p>
<ul type="disc">
<li class="MsoNormal" style="color:#455560;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l3 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Navigating your complex financial world<o:p></o:p></span></li><li class="MsoNormal" style="color:#455560;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l3 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Quickly adapting to income or expense changes<o:p></o:p></span></li><li class="MsoNormal" style="color:#455560;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l3 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Building solid financial judgement<o:p></o:p></span></li><li class="MsoNormal" style="color:#455560;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l3 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Addressing credit and debt challenges<o:p></o:p></span></li><li class="MsoNormal" style="color:#455560;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l3 level1 lfo3">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Gaining financial independence by creating a savings and investment plan <o:p></o:p></span></li></ul>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Taught by Homeword’s Financial Educator, Katie Sadowski, and other professionals.
<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">FREE and open to the public.
<a href="https://u4788301.ct.sendgrid.net/ls/click?upn=jFx88L10QSXoIgKIMzTpSQ7LyjPsjdVck1-2B0ofZNUpfvWEI9ItPYdtIbvkTkkvHm0QOZpRpZgCyUg613aJYJEw-3D-3DagK3_Ax-2FA2qB5XxIif0IVCV8oU7h0TZ1iSjXdDB5DeStZvYx1btotmulzZgvYwd7cQIehdy19FsEtUUTik5momMdoY-2BLL-2BXuzGv-2FinyQPCmsOoZOsDrp6v94Mz7fxNRN4sV-2BHcDKK6h3yrQzlSqjmkXzeAA3QeHHMQBTCVogSZyx4rf3nCntdPCRKsXgdW5AohVoBOzzJGCyfULvXAISAeymnMpOC3-2FBS8pa4V0F9XXvTuA8-3D" target="_blank">
<span style="color:#0085DE">Learn more and register</span></a>.<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Questions? Call Erin at 406.532.4663 x10.<o:p></o:p></span></p>
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<p style="margin:0in;line-height:18.0pt;word-break:break-word"><strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378">Rent Wise Workshop</span></strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378"><o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img border="0" width="651" height="434" style="width:6.7812in;height:4.5208in" id="_x0000_i1036" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/Willie%20and%20Mikaia%20Brown.jpg" alt="Alternate text"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:12.75pt;word-break:break-word"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">When:</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560"> April 1 from
3:00pm-5:00pm OR April 15 from 5:30pm-7:30pm<o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Where:</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560"> Online via
Zoom<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Are you rent wise? Our free Rent Wise workshop will teach you the keys to successful renting, including: <o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif">How to improve your credit score for renting
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Common reasons for rental rejections and how to move past them
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Savings goals for overcoming renting barriers<o:p></o:p></span></li></ul>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">This workshop focuses on the impact of credit and rental history, how to improve your credit score, and the strategies
and tools to overcome rental barriers to establish a good relationship with your landlord.
<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Rent Wise is about learning how to overcome negative perceptions and rental barriers to become a great renter. Homeword
is here to help teach you the tools and judgment skills to advocate for your goals and get into and stay in a rental home.<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">FREE and open to the public.
<a href="https://u4788301.ct.sendgrid.net/ls/click?upn=jFx88L10QSXoIgKIMzTpSXk3M3sTNUk7HbYFwsEjy2bd-2B4bZXPMnO1fdEPw-2BkAsc57L9-2BrbD7dacfZMjXg56jw-3D-3DUKr7_Ax-2FA2qB5XxIif0IVCV8oU7h0TZ1iSjXdDB5DeStZvYx1btotmulzZgvYwd7cQIehUYePOpDrdjHWWESJV371G5VBq704u2XUxRJTd7PO8lsE6F3na9Rlg7JiS-2BgeY-2Bd1WcOnnazQu9El39oZGucC1pWpHxZZNAvpkqdqjYOv-2Brg6WpOt5EkKUFQYDn0IZcquz88wfuKSZ3dWxI2JxR94RHgUfMjZStuLfUSrG7XfXEI-3D" target="_blank">
<span style="color:#0085DE">Learn more and register</span></a>.<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Questions? Call Erin at 406.532.4663 x10.<o:p></o:p></span></p>
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<p style="margin:0in;line-height:18.0pt"><strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378">Get Ready for HomeOwnership Class</span></strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378"><o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img border="0" width="650" height="434" style="width:6.7708in;height:4.5208in" id="_x0000_i1035" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/HaleJones_Closeup%20-%20Web.jpg" alt="Alternate text"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:12.75pt"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">When:</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555"> April 13-14-15 from 6:00pm-9:00pm<o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">Where:</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555"> Online via
Zoom<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#555555"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">Get Ready for HomeOwnership! Thinking of buying a home? Learn the basics of the homebuying process through our nationally-certified
HomeOwnership Class.<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#555555"> <o:p></o:p></span></p>
<p style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:0in;line-height:12.75pt;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">Our Homebuyer Class will teach you how to:<o:p></o:p></span></p>
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<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Select a lender<o:p></o:p></span></li><li class="MsoNormal" style="color:#555555;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l5 level1 lfo9;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Determine what you can afford<o:p></o:p></span></li><li class="MsoNormal" style="color:#555555;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l5 level1 lfo9;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Use your credit wisely<o:p></o:p></span></li><li class="MsoNormal" style="color:#555555;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l5 level1 lfo9;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Distinguish between different types of loans<o:p></o:p></span></li><li class="MsoNormal" style="color:#555555;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l5 level1 lfo9;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Understand home inspections and insurance<o:p></o:p></span></li><li class="MsoNormal" style="color:#555555;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l5 level1 lfo9;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Identify special financing programs<o:p></o:p></span></li><li class="MsoNormal" style="color:#555555;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l5 level1 lfo9;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Work with a real estate professional<o:p></o:p></span></li><li class="MsoNormal" style="color:#555555;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:12.75pt;mso-list:l5 level1 lfo9;word-break:break-word">
<span style="font-size:10.5pt;font-family:"Arial",sans-serif">Evaluate the pros and cons of homeownership<br>
<o:p></o:p></span></li></ul>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">This 9 hour class is taught by a Homeword’s HUD Certified Housing Counselor and Homebuyer Educator, Julie Pavlish, and
other professionals. Registration required. <o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#555555"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">$35 per person.
<a href="https://u4788301.ct.sendgrid.net/ls/click?upn=jFx88L10QSXoIgKIMzTpSbqmmrp52FZZp6hU8eb5kNMN7dBw0tjK9568xESeauvT2xtbUV646h33soip6OJ6tg-3D-3DjblB_Ax-2FA2qB5XxIif0IVCV8oU7h0TZ1iSjXdDB5DeStZvYx1btotmulzZgvYwd7cQIehO91914s-2F61RGxfkdyaR564PcHNFm30WvnOUIIlSrrFdxM6bOa8dVBnabPSRx07nEuvmHtGR-2BlgIQRQVdTnxDeaHvsR3XPc2F-2B-2F-2FQAQeFFErVm8UXuGzzBHq8UqA7s1CJ8l60rWTwWUFJ-2F4ehCSvusInZthoEqOWD1RodIPqvCyk-3D" target="_blank">
<span style="color:#0068A5">Learn more and register</span></a>.<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#555555"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">Questions? Call Erin at 406.532.4663 x10.<o:p></o:p></span></p>
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<p class="MsoNormal" style="vertical-align:top"><span style="font-size:11.0pt;display:none"><o:p> </o:p></span></p>
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<p style="margin:0in;line-height:18.0pt;word-break:break-word"><strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378">Share Your Success Story</span></strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378"><o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img border="0" width="217" height="138" style="width:2.2604in;height:1.4375in" id="_x0000_i1034" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/Dearborn%20Family.jpg" alt="Image"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Do you have a great experience as a Homeword resident or client that you'd like to share? We want to hear from you!<o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:12.75pt;word-break:break-word"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560"><a href="https://u4788301.ct.sendgrid.net/ls/click?upn=R4MEB5fMVhnwVQnsWUaBmGDelxRTVMIPfJdRHnFET6pFJ3Niuw4AlAF-2BYeCc92xXlcFRZoNfzcyrqtwmc6VCkp-2BulUakZFLSJvfLeq6JMas-3DJBDJ_Ax-2FA2qB5XxIif0IVCV8oU7h0TZ1iSjXdDB5DeStZvYx1btotmulzZgvYwd7cQIehb1t3rMFeBMYDtWPPRvuchVNC28aDuINVPffe3LIRUkcAJZTzv5DRp9da9JABuw0sTPxSH1C2q6J36pb9ooTfzFdjJlkJ1CvY-2FW5gxdeV8BcULndYf2Xr1lquEGiGExNcip5dpAp8CN8po3oB-2Fg6vz-2BGmEepAOZP4OYPn3TDgLQ8-3D" target="_blank"><span style="color:#0085DE">Share
your story</span></a> and be entered to win a $100 coupon for Home ReSource in Missoula.<o:p></o:p></span></p>
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<p style="margin:0in;line-height:18.0pt;word-break:break-word"><strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378">Special Thanks to our Generous Sponsors</span></strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:18.0pt"><strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378">Our Mission</span></strong><span style="font-size:15.0pt;font-family:"Verdana",sans-serif;color:#95B378"><o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img border="0" width="216" height="144" style="width:2.25in;height:1.5in" id="_x0000_i1032" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/editor_images/f009e213-0ebb-4358-96c5-0168b3294a93.jpg" alt="Image"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:15.75pt"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#455560">Homeword uses sustainable methods to strengthen Montana communities by teaching homebuyer education and financial skill building and creating
safe, healthy homes people can afford.<o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img border="0" width="216" height="173" style="width:2.25in;height:1.802in" id="_x0000_i1031" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/editor_images/e1ab32a8-7219-4bea-88dc-ad967dad775d.jpg" alt="Image"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;mso-line-height-alt:10.5pt;word-break:break-word"><strong><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#95B378">1,319</span></strong><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"><o:p></o:p></span></p>
<p style="margin:0in;line-height:15.0pt;word-break:break-word"><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#555555">Safe, healthy homes Montanans can afford</span><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#455560"><o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img border="0" width="216" height="173" style="width:2.25in;height:1.802in" id="_x0000_i1030" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/editor_images/158c6d17-d83f-4548-bbf1-554eb5a7dd9c.jpg" alt="Image"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;mso-line-height-alt:10.5pt;word-break:break-word"><strong><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#95B378">16,500+</span></strong><strong><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#95B378">
</span></strong><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"><o:p></o:p></span></p>
<p style="margin:0in;line-height:15.0pt;word-break:break-word"><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#555555">Montanans empowered through our Regional HomeOwnership Center</span><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#455560"><o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
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<span style="font-size:11.0pt"><img border="0" width="216" height="173" style="width:2.25in;height:1.802in" id="_x0000_i1029" src="https://bloomerang-bee.s3.amazonaws.com/images/clapton_cysx6cjdvalm_us_west_2_rds_amazonaws_com_homeword/editor_images/65a8a34a-c0ce-45b8-a1a7-e0d2e60c6067.jpg" alt="Image"></span><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:21.75pt;word-break:break-word"><strong><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#95B378">1,268</span></strong><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#455560"><o:p></o:p></span></p>
<p style="margin:0in;line-height:15.0pt;word-break:break-word"><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#555555">Program participants empowered last year</span><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#455560"><o:p></o:p></span></p>
<p style="margin:0in;line-height:10.5pt;word-break:break-word"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#455560"> <o:p></o:p></span></p>
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<p class="MsoNormal" align="center" style="text-align:center"><a href="https://u4788301.ct.sendgrid.net/ls/click?upn=JFnSvebR-2BehgAWQB6DbqbeJqr-2B-2FdcNJilpnknOUkrkictcLi98-2F4YABzh1s8LO2cTDrL_Ax-2FA2qB5XxIif0IVCV8oU7h0TZ1iSjXdDB5DeStZvYx1btotmulzZgvYwd7cQIehEQHPPDx6Qlvku4BkmC6dN9751-2B-2BQ4r12HzwK3SOw22GcZMGVKPkxaI5rt8Bh-2Bv90-2Fkfs3EO7s17TC2e3EhNKgO6GYFOygLHRWxPIvxoDjMfe0JmpzUlt9PXhidXrUliVE2-2FcHxMdzxAb4-2FXGMHuKh5Pg6NHwIWNoewvPKs2d47Y-3D" target="_blank"><span style="font-size:11.0pt;text-decoration:none"><img border="0" width="32" height="32" style="width:.3333in;height:.3333in" id="_x0000_i1028" src="https://d2fi4ri5dhpqd1.cloudfront.net/public/resources/social-networks-icon-sets/circle-color/facebook@2x.png" alt="Facebook"></span></a><span style="font-size:11.0pt"><o:p></o:p></span></p>
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<p style="margin:0in;line-height:12.75pt"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555">Our Contact Information</span></strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#555555"><br>
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