<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body style="overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div jsname="txosbe" class="OZ9ddf WAUd4" data-processed="true" style="padding: 16px 0px; max-height: 32px; align-items: center; display: flex; flex-direction: row; gap: 16px; justify-content: space-between; position: relative; color: rgb(31, 31, 31); font-family: "Google Sans", Roboto, Arial, sans-serif; font-variant-ligatures: normal; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="nk9vdc GYaNDc" data-processed="true" style="display: flex; flex-direction: row; gap: 16px; align-items: center; flex-grow: 1;"><div jsname="cUzNTd" class="Fzsovc cwYVJe RJPOee" aria-hidden="true" data-processed="true" style="z-index: 1; color: rgb(0, 29, 53); animation: auto !important;"><b><font size="4">Google\u2019s AI Overview</font></b></div></div><div class="nk9vdc fQ3B4e" data-processed="true" style="display: flex; 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position: relative; line-height: 24px; --m3c9: #0a0a0a; --m3c11: #0a0a0a; display: flex; flex-direction: row;"><div class="pWvJNd" jscontroller="zp3Dsd" jsuid="FUz5Pd_3" data-processed="true" style="width: 632px;"><div jsname="s7e4Od" data-processed="true"><div data-container-id="4" data-processed="true" style="display: contents;"></div></div><div dir="ltr" data-container-id="main-col" data-xid="VpUvz" class="mZJni Dn7Fzd" jscontroller="Aoijq" jsuid="FUz5Pd_4" data-ved="2ahUKEwiO95Gp6eCQAxUmCTQIHTLUGqsQ3KYQegQIABAB" data-processed="true" style="unicode-bidi: isolate; width: 652px; max-width: 632px;"><div data-container-id="5" data-processed="true" style="margin-top: 0px; margin-bottom: 0px; display: contents;"><div class="Y3BBE" data-sfc-cp="" jsaction="rcuQ6b:&FUz5Pd_8|npT2md" jscontroller="zcfIf" jsuid="FUz5Pd_8" data-hveid="CAEQAA" data-processed="true" style="line-height: 24px; overflow-wrap: break-word; margin: 0px 0px 20px;"><mark class="HxTRcb" jscontroller="DfH0l" jsuid="FUz5Pd_9" data-processed="true" style="color: rgb(0, 29, 53); border-radius: 4px; background-image: linear-gradient(90deg, rgb(211, 227, 253) 50%, rgba(0, 0, 0, 0) 50%); background-position: 75% 0px; background-size: 200% 100%; background-repeat: no-repeat; background-attachment: scroll; background-origin: padding-box; background-clip: border-box; padding: 0px 2px; animation: 0.75s cubic-bezier(0.05, 0.7, 0.1, 1) 0.25s forwards highlight-animation;"><div data-subtree="aimfl,mfl" jscontroller="v48bt" jsuid="FUz5Pd_a" data-processed="true" style="display: contents;">Yes, many sources describe the concentration of wealth as a form of hoarding</div></mark>, especially when wealth is accumulated to an extent far beyond what is needed or spent, and is then "warehoused" rather than recirculated into the economy through productive investment or job creation. This behavior is characterized by the use of tax loopholes, stock buybacks, and other strategies to accumulate and preserve wealth, which contributes to economic inequality and can limit social mobility.<span jsuid="FUz5Pd_b" class="uJ19be notranslate" jsaction="rcuQ6b:&FUz5Pd_b|npT2md" jscontroller="udAs2b" data-wiz-uids="FUz5Pd_b,FUz5Pd_c" data-processed="true"><span class="vKEkVd" data-animation-atomic="" data-processed="true" style="white-space: nowrap; position: relative;"> <button jsuid="FUz5Pd_c" tabindex="0" data-amic="true" data-icl-uuid="a130d1fd-8571-49d1-88c3-5cf8dd4b71a1" aria-label="View related links" class="rBl3me" jsaction="click:&FUz5Pd_b|S9kKve;mouseenter:&FUz5Pd_b|sbHm2b;mouseleave:&FUz5Pd_b|Tx5Rb" data-wiz-attrbind="disabled=FUz5Pd_b_C5gNJc;class=FUz5Pd_b_UpSNec;" data-ved="2ahUKEwiO95Gp6eCQAxUmCTQIHTLUGqsQye0OegQIARAC" data-processed="true" style="margin: 0px 6px 0px 0px; background: repeat rgb(229, 237, 255); border-width: medium; border-style: none; border-color: currentcolor; border-radius: 10px; height: 20px; padding: 0px; width: 28px; position: relative; outline: 0px; cursor: pointer;"><span class="wiMplc ofC0Ud" data-processed="true" style="color: rgb(0, 29, 53); display: inline-block; transform: rotate(135deg);"><svg style="margin-top: 3px;" fill="currentColor" width="12px" height="12px" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path d="M3.9 12c0-1.71 1.39-3.1 3.1-3.1h4V7H7c-2.76 0-5 2.24-5 5s2.24 5 5 5h4v-1.9H7c-1.71 0-3.1-1.39-3.1-3.1zM8 13h8v-2H8v2zm9-6h-4v1.9h4c1.71 0 3.1 1.39 3.1 3.1s-1.39 3.1-3.1 3.1h-4V17h4c2.76 0 5-2.24 5-5s-2.24-5-5-5z"></path></svg></span></button></span></span></div><div class="Fsg96" data-sfc-cp="" jsaction="rcuQ6b:&FUz5Pd_i|npT2md" jscontroller="KHhJQ" jsuid="FUz5Pd_i" data-processed="true"></div><div class="otQkpb" aria-level="3" role="heading" data-animation-nesting="" data-sfc-cp="" jscontroller="a7qCn" jsuid="FUz5Pd_j" data-processed="true" style="margin: 20px 0px 10px; font-size: 20px; line-height: 28px; font-weight: 600; padding-top: 0px;">Arguments for concentration of wealth being a form of hoarding<span jsuid="FUz5Pd_k" class="txxDge notranslate" jsaction="rcuQ6b:&FUz5Pd_k|npT2md" jscontroller="udAs2b" data-wiz-uids="FUz5Pd_k,FUz5Pd_l" data-processed="true" style="visibility: hidden;"><span class="vKEkVd" data-animation-atomic="" data-processed="true" style="white-space: nowrap; position: relative;"><button jsuid="FUz5Pd_l" tabindex="0" data-amic="true" data-icl-uuid="71b4e23c-9939-4be0-95b0-37e1a3a506b3" aria-label="View related links" class="rBl3me" jsaction="click:&FUz5Pd_k|S9kKve;mouseenter:&FUz5Pd_k|sbHm2b;mouseleave:&FUz5Pd_k|Tx5Rb" data-wiz-attrbind="disabled=FUz5Pd_k_C5gNJc;class=FUz5Pd_k_UpSNec;" data-ved="2ahUKEwiO95Gp6eCQAxUmCTQIHTLUGqsQye0OegQIAhAA" data-processed="true" style="margin: 0px 6px 0px 0px; background: repeat rgb(229, 237, 255); border-width: medium; border-style: none; border-color: currentcolor; border-radius: 10px; height: 20px; padding: 0px; width: 28px; position: relative; outline: 0px; cursor: pointer;"><span class="wiMplc ofC0Ud" data-processed="true" style="color: rgb(0, 29, 53); display: inline-block; transform: rotate(135deg);"><svg style="margin-top: 3px;" fill="currentColor" width="12px" height="12px" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path d="M3.9 12c0-1.71 1.39-3.1 3.1-3.1h4V7H7c-2.76 0-5 2.24-5 5s2.24 5 5 5h4v-1.9H7c-1.71 0-3.1-1.39-3.1-3.1zM8 13h8v-2H8v2zm9-6h-4v1.9h4c1.71 0 3.1 1.39 3.1 3.1s-1.39 3.1-3.1 3.1h-4V17h4c2.76 0 5-2.24 5-5s-2.24-5-5-5z"></path></svg></span></button></span></span></div><ul class="KsbFXc U6u95" jscontroller="mPWODf" jsuid="FUz5Pd_m" data-processed="true" style="margin: 10px 0px 20px; padding: 0px; line-height: 24px; padding-inline-start: 16px;"><li jscontroller="vsuOFb" jsuid="FUz5Pd_n" data-hveid="CAMQAA" data-processed="true" style="margin: 0px 0px 12px; padding: 0px; list-style: outside; padding-inline-start: 4px;"><span class="T286Pc" data-sfc-cp="" jscontroller="fly6D" jsuid="FUz5Pd_o" data-processed="true" style="overflow-wrap: break-word;"><span class="Yjhzub" jscontroller="VhkxAe" jsuid="FUz5Pd_p" data-processed="true">Beyond need:</span> The argument is that an individual with a fortune so large it exceeds their lifetime spending needs is not just holding wealth, but hoarding it because it is no longer circulating in the economy.</span></li><li jscontroller="vsuOFb" jsuid="FUz5Pd_q" data-hveid="CAMQAQ" data-processed="true" style="margin: 0px 0px 12px; padding: 0px; list-style: outside; padding-inline-start: 4px;"><span class="T286Pc" data-sfc-cp="" jscontroller="fly6D" jsuid="FUz5Pd_r" data-processed="true" style="overflow-wrap: break-word;"><span class="Yjhzub" jscontroller="VhkxAe" jsuid="FUz5Pd_s" data-processed="true">Lack of recirculation:</span> When wealth is accumulated and "warehoused" in speculative assets or simply saved rather than being invested in ventures that create jobs or fund public services, it is considered by some to be a form of hoarding.</span></li><li jscontroller="vsuOFb" jsuid="FUz5Pd_t" data-hveid="CAMQAg" data-processed="true" style="margin: 0px 0px 12px; padding: 0px; list-style: outside; padding-inline-start: 4px;"><span class="T286Pc" data-sfc-cp="" jscontroller="fly6D" jsuid="FUz5Pd_u" data-processed="true" style="overflow-wrap: break-word;"><span class="Yjhzub" jscontroller="VhkxAe" jsuid="FUz5Pd_v" data-processed="true">Systemic practices:</span> Critics point to tax loopholes, profit shifting, and stock buybacks that concentrate capital and income in the hands of the excessively wealthy, which is seen as a deliberate practice to hoard wealth and not just a passive outcome.</span></li><li jscontroller="vsuOFb" jsuid="FUz5Pd_w" data-hveid="CAMQAw" data-processed="true" style="margin: 0px 0px 12px; padding: 0px; list-style: outside; padding-inline-start: 4px;"><span class="T286Pc" data-sfc-cp="" jscontroller="fly6D" jsuid="FUz5Pd_x" data-processed="true" style="overflow-wrap: break-word;"><span class="Yjhzub" jscontroller="VhkxAe" jsuid="FUz5Pd_y" data-processed="true">Economic consequences:</span> This hoarding is seen as a major driver of inequality, limiting economic mobility and exacerbating social problems like poverty and lack of access to education and healthcare.</span><span jsuid="FUz5Pd_z" class="uJ19be notranslate" jsaction="rcuQ6b:&FUz5Pd_z|npT2md" jscontroller="udAs2b" data-wiz-uids="FUz5Pd_z,FUz5Pd_10" data-processed="true"><span class="vKEkVd" data-animation-atomic="" data-processed="true" style="white-space: nowrap; position: relative;"> <button jsuid="FUz5Pd_10" tabindex="0" data-amic="true" data-icl-uuid="58ef0ba9-3ae4-42c2-a6cf-6d56d4236439" aria-label="View related links" class="rBl3me" jsaction="click:&FUz5Pd_z|S9kKve;mouseenter:&FUz5Pd_z|sbHm2b;mouseleave:&FUz5Pd_z|Tx5Rb" data-wiz-attrbind="disabled=FUz5Pd_z_C5gNJc;class=FUz5Pd_z_UpSNec;" data-ved="2ahUKEwiO95Gp6eCQAxUmCTQIHTLUGqsQye0OegQIAxAE" data-processed="true" style="margin: 0px 6px 0px 0px; background: repeat rgb(229, 237, 255); border-width: medium; border-style: none; border-color: currentcolor; border-radius: 10px; height: 20px; padding: 0px; width: 28px; position: relative; outline: 0px; cursor: pointer;"><span class="wiMplc ofC0Ud" data-processed="true" style="color: rgb(0, 29, 53); display: inline-block; transform: rotate(135deg);"><svg style="margin-top: 3px;" fill="currentColor" width="12px" height="12px" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path d="M3.9 12c0-1.71 1.39-3.1 3.1-3.1h4V7H7c-2.76 0-5 2.24-5 5s2.24 5 5 5h4v-1.9H7c-1.71 0-3.1-1.39-3.1-3.1zM8 13h8v-2H8v2zm9-6h-4v1.9h4c1.71 0 3.1 1.39 3.1 3.1s-1.39 3.1-3.1 3.1h-4V17h4c2.76 0 5-2.24 5-5s-2.24-5-5-5z"></path></svg></span></button></span></span></li></ul><div class="Fsg96" data-sfc-cp="" jsaction="rcuQ6b:&FUz5Pd_15|npT2md" jscontroller="KHhJQ" jsuid="FUz5Pd_15" data-processed="true"></div><div class="otQkpb" aria-level="3" role="heading" data-animation-nesting="" data-sfc-cp="" jscontroller="a7qCn" jsuid="FUz5Pd_16" data-processed="true" style="margin: 20px 0px 10px; font-size: 20px; line-height: 28px; font-weight: 600; padding-top: 0px;">Counterarguments<span jsuid="FUz5Pd_17" class="txxDge notranslate" jsaction="rcuQ6b:&FUz5Pd_17|npT2md" jscontroller="udAs2b" data-wiz-uids="FUz5Pd_17,FUz5Pd_18" data-processed="true" style="visibility: hidden;"><span class="vKEkVd" data-animation-atomic="" data-processed="true" style="white-space: nowrap; position: relative;"><button jsuid="FUz5Pd_18" tabindex="0" data-amic="true" data-icl-uuid="dc8e5831-4a7b-4c64-a662-18ee91cc3f23" aria-label="View related links" class="rBl3me" jsaction="click:&FUz5Pd_17|S9kKve;mouseenter:&FUz5Pd_17|sbHm2b;mouseleave:&FUz5Pd_17|Tx5Rb" data-wiz-attrbind="disabled=FUz5Pd_17_C5gNJc;class=FUz5Pd_17_UpSNec;" data-ved="2ahUKEwiO95Gp6eCQAxUmCTQIHTLUGqsQye0OegQIBBAA" data-processed="true" style="margin: 0px 6px 0px 0px; background: repeat rgb(229, 237, 255); border-width: medium; border-style: none; border-color: currentcolor; border-radius: 10px; height: 20px; padding: 0px; width: 28px; position: relative; outline: 0px; cursor: pointer;"><span class="wiMplc ofC0Ud" data-processed="true" style="color: rgb(0, 29, 53); display: inline-block; transform: rotate(135deg);"><svg style="margin-top: 3px;" fill="currentColor" width="12px" height="12px" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path d="M3.9 12c0-1.71 1.39-3.1 3.1-3.1h4V7H7c-2.76 0-5 2.24-5 5s2.24 5 5 5h4v-1.9H7c-1.71 0-3.1-1.39-3.1-3.1zM8 13h8v-2H8v2zm9-6h-4v1.9h4c1.71 0 3.1 1.39 3.1 3.1s-1.39 3.1-3.1 3.1h-4V17h4c2.76 0 5-2.24 5-5s-2.24-5-5-5z"></path></svg></span></button></span></span></div><ul class="KsbFXc U6u95" jscontroller="mPWODf" jsuid="FUz5Pd_19" data-processed="true" style="margin: 10px 0px 20px; padding: 0px; line-height: 24px; padding-inline-start: 16px;"><li jscontroller="vsuOFb" jsuid="FUz5Pd_1a" data-hveid="CAUQAA" data-processed="true" style="margin: 0px 0px 12px; padding: 0px; list-style: outside; padding-inline-start: 4px;"><span class="T286Pc" data-sfc-cp="" jscontroller="fly6D" jsuid="FUz5Pd_1b" data-processed="true" style="overflow-wrap: break-word;"><span class="Yjhzub" jscontroller="VhkxAe" jsuid="FUz5Pd_1c" data-processed="true">Wealth is not static:</span> Some argue that wealth is not "hoarded" in the traditional sense because it is put into banks and invested, meaning it is recirculated into the economy through fractional reserve lending and investment.</span></li><li jscontroller="vsuOFb" jsuid="FUz5Pd_1d" data-hveid="CAUQAQ" data-processed="true" style="margin: 0px 0px 12px; padding: 0px; list-style: outside; padding-inline-start: 4px;"><span class="T286Pc" data-sfc-cp="" jscontroller="fly6D" jsuid="FUz5Pd_1e" data-processed="true" style="overflow-wrap: break-word;"><span class="Yjhzub" jscontroller="VhkxAe" jsuid="FUz5Pd_1f" data-processed="true">Economic efficiency:</span> Another perspective is that wealth is not a fixed pie and the accumulation of capital by the wealthy is necessary for economic growth and that even wealthy individuals are participating in the economy.</span></li><li jscontroller="vsuOFb" jsuid="FUz5Pd_1g" data-hveid="CAUQAg" data-processed="true" style="margin: 0px 0px 12px; padding: 0px; list-style: outside; padding-inline-start: 4px;"><span class="T286Pc" data-sfc-cp="" jscontroller="fly6D" jsuid="FUz5Pd_1h" data-processed="true" style="overflow-wrap: break-word;"><span class="Yjhzub" jscontroller="VhkxAe" jsuid="FUz5Pd_1i" data-processed="true">The "broken window" fallacy:</span> From this perspective, even if wealthy individuals were to literally bury their money, it would not subtract from the economy's value but rather increase the value of everyone else's savings.</span><span jsuid="FUz5Pd_1j" class="uJ19be notranslate" jsaction="rcuQ6b:&FUz5Pd_1j|npT2md" jscontroller="udAs2b" data-wiz-uids="FUz5Pd_1j,FUz5Pd_1k" data-processed="true"><span class="vKEkVd" data-animation-atomic="" data-processed="true" style="white-space: nowrap; position: relative;"> </span></span></li></ul></div></div></div></div></div></div></div></div></section></div></div></div></div></div></div></div></div></div></div></div></div></div></div><div>
<div style="color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;">++++++++++++++++++++++++++++++++++++++++++++++++++++++</div><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;">"The academic community inadvertently made a mistake by introducing climate change using mind numbing scientific details.</div><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;">To truly understand what is happening all one needs to worry about is the concentration of carbon in the atmosphere. </div><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;">Carbon in the atmosphere is the earth\u2019s thermostat. Period."<br><br>Editorial<br>The Maritime Executive<br>We Can Fix Climate Change If We First Fix Congress<br>https://maritime-executive.com/editorials/we-can-fix-climate-change-if-we-first-fix-congress</div><div style="color: rgb(0, 0, 0); font-family: Verdana; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><br><br></div></div></div>
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