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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">Hi, friends!</span></p>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">This email is your monthly reminder about
<b>Homewords </b></span><span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(70, 120, 134);"><b><u><a style="color: rgb(70, 120, 134); margin: 0px;" data-linkindex="0" data-auth="NotApplicable" title="https://www.homeword.org/classes" class="OWAAutoLink" id="OWA4aaa01c2-cfe7-c710-2d18-b9aab67fd4ce" href="https://www.homeword.org/classes">HomeOwnership
 Center classes</a></u></b></span><span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">. Our&nbsp;upcoming&nbsp;classes are listed below.</span></p>
<p style="text-align: left; text-indent: 0px; background-color: rgb(255, 255, 255); margin: 0px;" class="elementToProof">
<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">&nbsp;</span></p>
<p style="text-align: left; text-indent: 0px; background-color: rgb(255, 255, 255); margin: 0px;" class="elementToProof">
<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);"><b>Financial Skill Building classes</b></span></p>
<ul style="text-align: left; margin-top: 0px; margin-bottom: 0px; background-color: rgb(255, 255, 255);">
<li style="font-family: Aptos, sans-serif; font-size: 11pt; color: rgb(36, 36, 36); margin: 0px;">
<div role="presentation" class="elementToProof">January 13-15 (online)</div>
</li><li style="font-family: Aptos, sans-serif; font-size: 11pt; color: rgb(36, 36, 36); margin-right: 0px; margin-left: 0px;">
<div role="presentation" class="elementToProof">March 21 (in person)</div>
</li></ul>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(70, 120, 134);"><u><a style="color: rgb(70, 120, 134); margin: 0px;" data-linkindex="1" data-auth="NotApplicable" title="https://www.homeword.org/class/financial-skill-building" class="OWAAutoLink" id="OWA91c1b2df-a762-ffc4-7ead-b428301b2f9f" href="https://www.homeword.org/class/financial-skill-building">Learn
 more and register for Financial Skill Building.</a></u></span></p>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">&nbsp;</span></p>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);"><b>Get Ready for HomeOwnership classes</b></span></p>
<ul style="text-align: left; margin-top: 0px; margin-bottom: 0px; background-color: rgb(255, 255, 255);">
<li style="font-family: Aptos, sans-serif; font-size: 11pt; color: rgb(36, 36, 36); margin: 0px;">
December 13 (online)</li></ul>
<p style="text-align: left; text-indent: 0px; background-color: rgb(255, 255, 255); margin: 0px;" class="elementToProof">
<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(70, 120, 134);"><u><a style="color: rgb(70, 120, 134); margin: 0px;" data-linkindex="2" data-auth="NotApplicable" title="https://www.homeword.org/class/homebuyer-education" class="OWAAutoLink" id="OWAd2feeca2-6982-3eec-f260-34db65d0eebd" href="https://www.homeword.org/class/homebuyer-education">Learn
 more and register for Get Ready for HomeOwnership.</a></u></span></p>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">&nbsp;</span></p>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">Did you know we offer
<b>free post-purchase housing counseling</b>? Our counselors are here every step of the way as homeowners navigate the challenges and opportunities that arise after purchasing a home. Visit our
</span><span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(70, 120, 134);"><u><a style="color: rgb(70, 120, 134); margin: 0px;" data-linkindex="4" data-auth="NotApplicable" title="https://www.homeword.org/counseling" class="OWAAutoLink" id="OWA361c45af-f145-e815-09c5-0b5984f95dbb" href="https://www.homeword.org/counseling">Counseling
 webpage</a></u></span><span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">&nbsp;for more information on how to get started.</span></p>
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<span style="font-family: Calibri, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">&nbsp;</span></p>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">Promotional materials:</span></p>
<ul style="text-align: left; margin-top: 0px; margin-bottom: 0px; background-color: rgb(255, 255, 255);">
<li class="elementToProof" style="font-family: Aptos, sans-serif; font-size: 11pt; color: rgb(70, 120, 134); margin: 0px;">
<u><a style="color: rgb(70, 120, 134); margin: 0px;" data-linkindex="5" data-auth="NotApplicable" title="https://www.homeword.org/s/fsb-flyer-2025-compressed.pdf" class="OWAAutoLink" id="OWA49301830-2b67-073c-eea1-964aef3f5489" href="https://www.homeword.org/s/fsb-flyer-2025-compressed.pdf">Financial
 Skill Building class flyer</a></u></li><li class="elementToProof" style="font-family: Aptos, sans-serif; font-size: 11pt; color: rgb(70, 120, 134); margin: 0px;">
<u><a style="color: rgb(70, 120, 134); margin: 0px;" data-linkindex="6" data-auth="NotApplicable" title="https://www.homeword.org/s/hbe-flyer-2025-compressed.pdf" class="OWAAutoLink" id="OWA056b6345-b741-d113-787c-b938696a6db0" href="https://www.homeword.org/s/hbe-flyer-2025-compressed.pdf">Get
 Ready for HomeOwnership class flyer</a></u></li><li class="elementToProof" style="font-family: Aptos, sans-serif; font-size: 11pt; color: rgb(70, 120, 134); margin: 0px;">
<u><a style="color: rgb(70, 120, 134); margin: 0px;" data-linkindex="7" data-auth="NotApplicable" title="https://www.homeword.org/s/hoc-rack-card-2025-compressed.pdf" class="OWAAutoLink" id="OWA1e16c3f0-1c60-38cc-d785-57e98d16f2c9" href="https://www.homeword.org/s/hoc-rack-card-2025-compressed.pdf">HomeOwnership
 Center rack card</a></u></li></ul>
<p style="text-align: left; text-indent: 0px; background-color: rgb(255, 255, 255); margin: 0px;" class="elementToProof">
<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">&nbsp;</span></p>
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<span style="font-family: Aptos, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">The above files are small enough to email. Please let us know if youd like us to drop off higher-quality printed flyers and/or rack cards at your office.</span></p>
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<span style="font-family: Calibri, sans-serif; font-size: 12pt; color: rgb(36, 36, 36);">Thank you,</span></p>
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<br>
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<span style="font-family: &quot;Outfit ExtraBold&quot;; font-size: 16pt; color: rgb(2, 91, 89);"><b><u><a style="color: rgb(2, 91, 89); margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWAcf529f0b-7a25-1d89-ed34-c412aa4d9774" href="https://homeword.org/"><img style="width: 66px; height: 96px; margin-top: 0px; margin-bottom: 0px;" height="96" width="66" data-outlook-trace="F:1|T:1" src="cid:e73fdb30-5ace-4124-8673-cc87939f5ce8"></a></u></b></span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: &quot;Outfit Light&quot;; font-size: 11pt; color: rgb(31, 123, 122);">&nbsp;</span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: &quot;Arial Black&quot;, sans-serif; font-size: 18pt; color: rgb(2, 91, 89);"><b>Andi&nbsp;Armstrong</b></span><span style="font-family: Arial, sans-serif; color: rgb(2, 91, 89);"><b>&nbsp;(<u><a style="color: rgb(2, 91, 89); margin-top: 0px; margin-bottom: 0px;" title="https://www.mypronouns.org/" class="OWAAutoLink" id="OWAe0f6a2b9-7aad-5e28-4784-f5df197492b2" href="https://www.mypronouns.org/">she,
 her</a></u>)</b></span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 14pt; color: rgb(2, 91, 89);">Communications Manager</span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<img style="width: 484px; height: 3px; margin-top: 0px; margin-bottom: 0px;" height="3" width="484" data-outlook-trace="F:1|T:1" src="cid:792b1e56-b812-4259-b30b-506415074b60"><span style="font-family: Arial, sans-serif; font-size: 11pt; color: rgb(31, 123, 122);">&nbsp;</span><br>
</p>
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<span style="font-family: Arial, sans-serif; font-size: 11pt; color: rgb(31, 123, 122);"><br>
</span></p>
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<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(31, 123, 122);">Phone:&nbsp;
</span><span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(180, 205, 149);">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(2, 91, 89);"><b>(406) 532-4663 x15</b></span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(31, 123, 122);">Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(2, 91, 89);"><b><u><a style="color: rgb(2, 91, 89); margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWA5eaf59a0-aebf-5fc7-90a8-a0769a286630" href="mailto:andi@homeword.org">andi@homeword.org</a></u></b></span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(31, 123, 122);">Address:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span><span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(2, 91, 89);"><b>1535 Liberty Ln., Ste 116A</b></span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(2, 91, 89);"><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Missoula, MT 59808</b></span></p>
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<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(31, 123, 122);">Website:</span><span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(2, 91, 89);">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<b><u><a style="color: rgb(2, 91, 89); margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWA611e3e88-d401-d557-5285-b4a7347e79ca" href="https://homeword.org/">www.homeword.org</a></u></b></span></p>
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<span style="font-family: Arial, sans-serif; font-size: 11pt;">&nbsp;</span></p>
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<span style="font-family: Arial, sans-serif; color: rgb(0, 0, 0);"><u><a style="color: rgb(0, 0, 0); margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWA40c9013d-321f-6da5-6557-efbce936b9d6" href="https://www.facebook.com/HomewordMT"><img style="width: 24px; height: 24px; margin-top: 0px; margin-bottom: 0px;" height="24" width="24" alt="A logo of a social media company

Description automatically generated" data-outlook-trace="F:1|T:1" src="cid:a2599fa5-3b83-4d6d-9697-669ad91d26f9"></a></u></span><span style="font-family: Arial, sans-serif;">&nbsp;&nbsp;
</span><span style="font-family: Arial, sans-serif; color: rgb(0, 0, 0);"><u><a style="color: rgb(0, 0, 0); margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWAcc12a743-98ba-6f48-8b3c-fd5b00c93378" href="https://www.instagram.com/homewordmt/"><img style="width: 24px; height: 24px; margin-top: 0px; margin-bottom: 0px;" height="24" width="24" alt="A logo of a camera

Description automatically generated" data-outlook-trace="F:1|T:1" src="cid:5aca682c-77c2-4edf-914e-d1cfb20e9731"></a></u></span><span style="font-family: Arial, sans-serif;">&nbsp;&nbsp;
</span><span style="font-family: Arial, sans-serif; color: rgb(0, 0, 0);"><u><a style="color: rgb(0, 0, 0); margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWA1a9bf7e8-343b-cc6f-c1ef-bda5538d0b65" href="https://www.linkedin.com/company/81545153/"><img style="width: 24px; height: 24px; margin-top: 0px; margin-bottom: 0px;" height="24" width="24" alt="A blue circle with white letters on it

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</span><span style="font-family: Arial, sans-serif; color: rgb(0, 0, 0);"><u><a style="color: rgb(0, 0, 0); margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWA53e9927e-6d08-35e2-57e4-590608971799" href="https://www.youtube.com/channel/UCnc_L9-X1kuruNRNi1cI75A"><img style="width: 24px; height: 24px; margin-top: 0px; margin-bottom: 0px;" height="24" width="24" alt="A white and blue button with a play button

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<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif;">&nbsp;</span></p>
<p style="margin: 0in; font-family: Aptos, sans-serif; font-size: 12pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 8pt; color: rgb(31, 123, 122);">Homeword uses sustainable methods to&nbsp;strengthen&nbsp;Montana communities by teaching homebuyer education and financial skill building and creating safe, healthy homes people
 can afford.</span></p>
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<span style="font-family: Arial, sans-serif; font-size: 8pt; color: rgb(31, 123, 122);">&nbsp;</span></p>
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<span style="color: blue;"><u><a style="color: blue; margin-top: 0px; margin-bottom: 0px;" class="OWAAutoLink" id="OWAc62d1d13-6294-d955-e689-470792af3237" href="https://secure.givelively.org/donate/homeword-inc/home-across-montana"><img style="width: 624px; height: 146px; margin-top: 0px; margin-bottom: 0px;" height="146" width="624" data-outlook-trace="F:1|T:1" src="cid:32e93903-6269-47d7-a6b2-27f9ec6912a2"></a></u></span></p>
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